1 October 2013 Military Pay

Coming soon to a bank account near you…the next active duty military payday is Tuesday, 1 October 2013.  The actual day and time that your pay will be deposited depends on your financial institution, and sometimes even the type of account that you use.  It’s been a long time since a Tuesday payday, and Tuesday paydays always seem to cause a lot of confusion.

Most early deposit offers will deposit money one business day early.  With a Tuesday payday, the way that works depends on your bank or credit union’s policies and practices.  Pacific Marine Credit Union has posted their 2013 pay calendar, and it shows that they will be depositing pay on Monday, 30 September 2013.  USAA ‘s calendar also says that they will be depositing  pay Monday, 30 September 2013.

If you bank with Navy Federal Credit Union (NFCU), your payday depends on the type of account into which you have your pay deposited. They also do things a little different from most other banking institution.   NFCU members who use Active Duty checking for their pay will see their pay pending on Friday, 27 September 2013, to be posted overnight and available for use on Saturday, 28 September 2013.  NFCU members who use any other type of checking account will see their pay pending on Monday, 30 September 2013, to be deposited overnight and available for use on Tuesday, 1 September 2013.  Please don’t forget that pending does not mean posted.

Service Credit Union offers early deposit “up to two days early,” and it is not guaranteed.  If you are with Service Credit Union, I can’t guess when you will be paid.  What I can tell you is that it will be no later than Tuesday, 1 October 2013.  Last time there was a Tuesday payday, Service Credit Union deposited pay on the previous Friday.  This does not guarantee that your pay will be posted on the previous Friday this time.

What time will you get paid?  It can be any time, so don’t worry.  See  What Time Will I Get Paid?  for more information.

Are you pretty sure that you should have been paid, but you haven’t?   Check out  Why Hasn’t My Pay Been Deposited?

About the Author

Kate Horrell
Kate Horrell is a military financial coach, mom of four teens, and Navy spouse. She has a background in taxes and mortgage banking, and a trove of experience helping other military families with their money. Follow her on twitter @realKateHorrell.
  • raelynn

    There’s a possible shutdown next week. Even more likely now that the house vetoed funding for obamacare. What will happen to pay on the 1st if we do shut down?

    • Jason

      We still get paid. It won’t affect anything until the 15th, since the check is for the last two weeks (September) and that is still paid time.

  • raelynn

    There’s a possible shutdown next week. Even more likely now that the house vetoed funding for obamacare. What will happen to pay on the 1st if we do shut down?

    • guest

      There has been no talk of halting military pay, I wouldn’t worry about it.

      • Richie

        We just got word from our commander that if the government shuts down military pay will be suspended.

        • Jason Bourne

          You will get paid on the 1st. There is a possibility that your pay on the 15th will be suspended though

  • raelynn

    Not true. Many sites are reporting it would haltpay as it did in past shutdowns.

    • Doug

      It has never stopped active duty pay

      • raelynn

        because before they have always had provisions in place to protect pay during a shutdown. in all the threatened shutdowns under Obama, no such provision has been put in place..they also have always figured it out before it got to a shutdown, but yes..had a shutdown occurred under Obama, the military would have been without their pay. same goes for the one in October should it happen.

    • Sierra

      It wouldnt effect Oct. 1st Pay but the Oct 15, Nov 1st and so on, pays could be pushed back until budget is passes

      • raelynn
    • Becky

      The shutdown would not affect the pay due on now as its on 2013 budget. You have to worry about about the pay due on the 15th of the month. Look at your LES and see how the dates are indicated (Sept 1 -30, 2013) . It does not say Sept 1 – to October 1, 2013. So we you will still receive this paycheck we have to wait for the idiots in Washington to get their heads out of there @*#* in order to get paid but they continue to receive a paycheck regardless and never have to worry about this.

  • I keep reading that, during the last government shut down, vets disability pay was cut or decreased. Does any one know how long the delay was? Also, were the decreased payments eventually made up? Thanks #government shutdown

  • Dan Nicholson

    What will happen to retiree paychecks of the Govt. shuts down Oct. 1st?
    How about publishing a payday article covering shutdown-related active and retired pay issues in the Military news Bulletin?

    • Shirley

      I read last year when there was a threat of Govt shut down that it would not affect retired pay, because our pay does not come from the continuing resolution like the active duty does. We should get paid on time.

  • buck

    I bet MCCS is worried as all get out. How will they make ends meet if they can’t take advantage of those Marines on camp Geiger.

    Has anyone seen the prices at their seven day store

  • Inthemilitary

    To any Military members not deployed. Gov shutdown and military pay seems to come back to haunt us and our families every October. In case people are not aware (which many aren’t), a military member can go to thier Finance office and request a “once a month” paycheck. Meaning you get your entire months pay on the 1st.

    I set my pay up like this years ago, simply because it was easier to pay all my bills at the beginning of the month. The side perk to this, is that last October when everyone around me only got half thier paycheck on the 15th, I had already recieved my full check on the 1st. It gives you a little more breathing room, and gives our “leaders” more time to get thier stuff together before you actually feel it.

    Might be too late for that now, but since this is a yearly/recurring thing, it might save some folks some worry in the future. Stay strong America!

  • Lori Holmes

    The information in this article is incorrect regarding Service Credit Union. The credit union has virtually always paid the troops 2 days early. Also, the credit union is ensuring that their members get paid with their Government Shutdown Guarantee Pay program. See https://www.servicecu.org/military/index.asp for the correct information on both early pay day and government shutdown programs.

    • KateKashman

      Lori, is that not what this article says? I’m a bit confused, because that is how I read it: “Service Credit Union offers early deposit “up to two days early,” and it is not guaranteed. ” Please let me know how I can make this more clear.

  • Ameera

    how will the shut down affect deployed service members and their pay?

    • Magan
  • Regnav5322

    Would anyone be able to shed some light on disability pay? I should be ok for the month of October, but if disability pay is suspended I would like to know.

    Also, if disability IS suspended, does anyone know if the payments are made up when everything comes back online? Thanks :)