Book Giveaway: The Complete Idiots Guide to Personal Finance In Your 20s and 30s

Today’s installment of Kate’s Great Pre-PCS book giveaway features The Complete Idiot’s Guide to Personal Finance in Your 20s and 30s.  While it was published in 2002, most of the information is still totally relevant.  I particularly like the way that most of the information is specific to people who are just starting out.

Sections include bank accounts, credit cards, living situations, auto issues, job choices, savings plans, and insurance.  There are many more, too, but I don’t want to bore you with a long list.

To be eligible to win this book, leave a comment telling me whether you have a spending plan or budget, how it works, and if it improves your financial life.  Entries will be accepted until midnight, EST on Wednesday, 13 June 2012.  The winner will be selected by the random number generator Random.org.

About the Author

Kate Horrell
Kate Horrell is a military financial coach, mom of four teens, and Navy spouse. She has a background in taxes and mortgage banking, and a trove of experience helping other military families with their money. Follow her on twitter @realKateHorrell.
  • hoovermama12

    Hi! I am a very new military wife (my husband just finished AIT about 2 weeks ago) so we are not totally sure how everything works! We do have a spending plan. We IMMEDIATELY deduct any bills that need to be paid, then we deduct for food and TRUE necessities. Then we look at what’s left and leave a small chunk for spending money (fun money) then we look at the rest and shift more towards debt, then we save the rest. It has helped us tremendously to lower our debt. We also MEAL PLAN which has cute our grocery budget in HALF (without the use of coupons)! I am sure there are other areas we could work on which is why I would love to receive this book!

    Thanks for the giveaway!
    Bethany

    • KateKashman

      It sounds like you are doing a great job, Bethany. Good for you!

  • cody carlin

    dont really have a spending plan right now cause im on deployment. but now would be the perfect time to get one together and be able to know how much money to put back and how much money to spend on different things. i think this book would help alot.

  • Jessi

    New military wife here too. Got married two weeks ago.

    I’ve a “spending plan” in a nice Excel sheet with a running total of daily expenses on the right. I update it everyday. (Yes, I am that OCD). My hubby has never written down his budget in his life. I am lucky if I can get him to sit down for two minutes and talk about and write down where his money goes. ><

  • Kara

    We do have a spending plan. I automatically figure out what bills need to be paid, then allocate money towards groceries, leave a set amount for eating out and entertainment, then the rest goes to savings and debt. This is how I’ve always done it, but since getting married, my husband is amazed at how fast I’ve paid off his debt! I then keep track of how much was paid towards what. It makes it easy for quarterly or annual bills to be able to look back and compare.